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p{color:#fffffff2;font-weight:500}.phone-link{color:#fbbf24;font-weight:700}.phone-link:hover{color:#fcd34d}.contact-form{padding:1.5rem 1.25rem 2rem}.form-row{grid-template-columns:1fr;gap:1.25rem}.form-group{margin-bottom:1.25rem}.form-group label{font-size:.875rem;margin-bottom:.5rem;font-weight:600;color:var(--primary-color)}.form-group input,.form-group select,.form-group textarea{padding:.875rem 1rem;font-size:1rem;border-radius:12px;border:2px solid #e2e8f0;background:#fff;box-shadow:0 2px 4px #00000005}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--primary-color);box-shadow:0 0 0 4px #21335614}.btn-submit{padding:1rem 2rem;font-size:1.0625rem;border-radius:12px;background:linear-gradient(135deg,var(--primary-color),#2a4a70);box-shadow:0 4px 12px #21335633;font-weight:700}.btn-submit:hover:not(:disabled){background:var(--accent-gold);transform:translateY(-1px);box-shadow:0 6px 16px #af945d59}.modal-footer{padding:1.25rem;background:#f8fafc;border-top:2px solid #e2e8f0}.privacy-note{font-size:.875rem;color:#64748b}.modal-close{position:absolute!important;top:1rem!important;right:1rem!important;width:44px!important;height:44px!important;font-size:2rem!important;background:#fff3!important;-webkit-backdrop-filter:blur(10px)!important;backdrop-filter:blur(10px)!important;border:2px solid rgba(255,255,255,.3)!important;color:#fff!important;box-shadow:0 2px 8px #00000026!important;z-index:9999!important;cursor:pointer!important}.modal-close:hover{background:#ffffff4d!important}.modal-close:active{transform:scale(.95)!important}.submit-message{margin-top:1rem;padding:1rem;font-size:.9375rem;border-radius:12px}.submit-message.success{background:linear-gradient(135deg,#d1fae5,#a7f3d0);border:2px solid #10b981}.submit-message.error{background:linear-gradient(135deg,#fee2e2,#fecaca);border:2px solid #dc2626}}@media (max-width: 480px){.modal-header{padding:1.75rem 1rem 1.25rem}.modal-header h2{font-size:1.5rem;line-height:1.3}.modal-header p{font-size:.9rem;line-height:1.5}.contact-form{padding:1.25rem 1rem 1.75rem}.form-group{margin-bottom:1rem}.form-group label{font-size:.8125rem}.form-group input,.form-group select,.form-group textarea{padding:.8125rem .875rem;font-size:.9375rem}.btn-submit{padding:.9375rem 1.5rem;font-size:1rem}.modal-close{position:absolute!important;top:.875rem!important;right:.875rem!important;width:40px!important;height:40px!important;font-size:1.875rem!important;z-index:9999!important}.modal-footer{padding:1rem}}.header{background:#ffffffe0;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);box-shadow:0 1px #21335614,0 8px 22px #2133560f;position:sticky;top:0;z-index:1000;padding:.9rem 0;border-bottom:1px solid 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ease;border-radius:2px}.mobile-menu-btn.active span:nth-child(1){transform:rotate(45deg) translate(7px,7px)}.mobile-menu-btn.active span:nth-child(2){opacity:0}.mobile-menu-btn.active span:nth-child(3){transform:rotate(-45deg) translate(7px,-7px)}@media (max-width: 968px){.mobile-menu-btn{display:flex}.nav{position:fixed;top:70px;right:-100%;width:80%;max-width:400px;height:calc(100vh - 70px);background:#fff;flex-direction:column;padding:2rem;transition:right .3s ease;box-shadow:-4px 0 16px #2133561a;align-items:flex-start}.nav.active{right:0}.nav-list{flex-direction:column;width:100%;gap:0}.nav-item{width:100%;padding:1rem 0;border-bottom:1px solid rgba(33,51,86,.08)}.nav-item:last-child{border-bottom:none}.nav-item a:after{display:none}.dropdown{position:static;box-shadow:none;opacity:1;visibility:visible;transform:none;margin-top:.5rem;padding-left:1rem;border:none;background:#af945d05;border-radius:6px}.btn-start{width:100%;text-align:center;margin-top:1rem}}.footer{background:linear-gradient(180deg,#fff,#f8fafc);border-top:2px solid #e2e8f0;color:var(--text-dark);padding:4rem 0 2rem;margin-top:auto;position:relative}.footer:before{content:"";position:absolute;top:0;left:50%;transform:translate(-50%);width:200px;height:2px;background:linear-gradient(90deg,transparent,var(--accent-gold),transparent)}.footer-logo{text-align:center;margin-bottom:3rem;position:relative}.footer-logo img{height:100px;width:auto;margin:0 auto 1rem;transition:transform .3s ease}.footer-logo:hover img{transform:scale(1.05)}.footer-tagline{color:#64748b;font-size:1rem;max-width:450px;margin:0 auto;line-height:1.6;font-weight:400}.footer-content{display:flex;justify-content:space-between;align-items:center;margin-bottom:2.5rem;padding-bottom:2.5rem;border-bottom:2px solid #e2e8f0;position:relative}.footer-nav{display:flex;gap:2.5rem;flex-wrap:wrap}.footer-nav a{color:#475569;transition:color .3s ease;position:relative;font-weight:500;font-size:.95rem;text-decoration:none}.footer-nav a:hover{color:var(--primary-color)}.footer-nav a:after{content:"";position:absolute;bottom:-4px;left:0;width:0;height:2px;background:var(--accent-gold);transition:width .3s ease}.footer-nav a:hover:after{width:100%}.footer-contact{display:flex;flex-direction:column;gap:.75rem}.footer-contact-item{display:flex;align-items:center;gap:.5rem}.footer-contact-item svg{color:var(--primary-gold);flex-shrink:0}.footer-contact-item a{color:#475569;text-decoration:none;font-weight:500;font-size:.95rem;transition:color .3s ease}.footer-contact-item a:hover{color:var(--primary-color);text-decoration:underline}.footer-social{display:flex;gap:1rem}.footer-social a{width:42px;height:42px;display:flex;align-items:center;justify-content:center;background:#fff;border:2px solid #e2e8f0;border-radius:50%;color:var(--primary-color);transition:all .3s ease;box-shadow:0 2px 8px #0000000a}.footer-social a:hover{background:var(--accent-gold);border-color:var(--accent-gold);color:#fff;transform:translateY(-3px);box-shadow:0 4px 16px #af945d4d}.footer-bottom{text-align:center;color:#64748b;font-size:.9rem;padding-top:1rem;font-weight:400}.footer-rules-link{display:inline-block;margin-top:.75rem;color:#94a3b8;font-size:.85rem;text-decoration:none;font-weight:500;transition:color .3s ease}.footer-rules-link:hover{color:var(--primary-color);text-decoration:underline}@media (max-width: 768px){.footer{padding:3rem 0 1.5rem}.footer-content{flex-direction:column;gap:2rem;text-align:center}.footer-nav{flex-direction:column;gap:1rem;align-items:center}.footer-contact{align-items:center}.footer-social{justify-content:center}}.loading-spinner-container{min-height:400px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:1rem}.loading-spinner{position:relative;width:60px;height:60px}.spinner-ring{position:absolute;border:3px solid transparent;border-radius:50%;border-top-color:var(--primary-gold);animation:spin 1.5s cubic-bezier(.68,-.55,.265,1.55) infinite}.spinner-ring:nth-child(1){width:60px;height:60px;animation-delay:0s}.spinner-ring:nth-child(2){width:45px;height:45px;top:7.5px;left:7.5px;animation-delay:-.2s;border-top-color:var(--primary-color)}.spinner-ring:nth-child(3){width:30px;height:30px;top:15px;left:15px;animation-delay:-.4s;border-top-color:var(--accent-gold)}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.loading-spinner-container p{color:var(--text-light);font-size:1rem;font-weight:500;animation:pulse 1.5s ease-in-out infinite}@keyframes pulse{0%,to{opacity:1}50%{opacity:.5}}.hero{background:linear-gradient(135deg,#f8fafc,#fff);position:relative;overflow:hidden;padding:80px 0 100px}.hero:before{content:"";position:absolute;top:-50%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(175,148,93,.06) 0%,transparent 70%);border-radius:50%;z-index:0}.hero:after{content:"";position:absolute;bottom:-30%;left:-5%;width:500px;height:500px;background:radial-gradient(circle,rgba(33,51,86,.04) 0%,transparent 70%);border-radius:50%;z-index:0}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:4rem;align-items:center}.hero-content{position:relative}.hero-title{font-size:3.5rem;margin-bottom:1.5rem;line-height:1.15;font-weight:800;color:var(--text-dark);letter-spacing:-.02em;max-width:16ch}.hero-description{font-size:1.25rem;margin-bottom:2.5rem;line-height:1.7;color:#475569;max-width:55ch}.hero-description strong{font-weight:700;color:var(--primary-color);position:relative}.hero-buttons{display:flex;gap:1rem;margin-bottom:3rem}.hero-buttons .btn{padding:16px 32px;font-size:1.125rem;font-weight:600;border-radius:12px;transition:all .3s ease;border:none;cursor:pointer;text-align:center;display:inline-flex;align-items:center;justify-content:center}.hero-buttons .btn-primary{background:var(--primary-color);color:#fff;box-shadow:0 4px 20px #21335633}.hero-buttons .btn-primary:hover{background:var(--accent-gold);transform:translateY(-2px);box-shadow:0 8px 30px #af945d59}.hero-buttons .btn-secondary{background:#fff;color:var(--primary-color);border:2px solid var(--primary-color)}.hero-buttons .btn-secondary:hover{background:var(--accent-gold);color:#fff;border-color:var(--accent-gold);transform:translateY(-2px)}.hero-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;max-width:650px}.hero-metric{background:#fff;border:2px solid #e2e8f0;border-radius:16px;padding:1.5rem 1.25rem;display:flex;flex-direction:column;gap:.5rem;transition:all .3s ease;box-shadow:0 2px 8px #0000000a}.hero-metric:hover{transform:translateY(-4px);box-shadow:0 8px 24px #2133561f;border-color:var(--primary-color)}.hero-metric-value{font-family:Cormorant Garamond,serif;font-size:1.25rem;font-weight:800;color:var(--primary-color);line-height:1.2}.hero-metric-label{font-size:.875rem;color:#64748b;line-height:1.4}.hero-visual{display:flex;justify-content:flex-end;position:relative}.hero-image-card{width:100%;max-width:500px;border-radius:24px;overflow:hidden;box-shadow:0 20px 60px #21335626;background:#fff;border:1px solid #e2e8f0;transition:all .4s 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80px}.hero-grid{grid-template-columns:1fr;gap:3rem}.hero-title{font-size:2.5rem;max-width:none}.hero-description{font-size:1.125rem;margin-bottom:2rem}.hero-buttons{flex-direction:column;margin-bottom:2.5rem}.hero-buttons .btn{width:100%;text-align:center;justify-content:center}.hero-metrics{grid-template-columns:1fr;max-width:none}.hero-visual{justify-content:center}.hero-image-card{max-width:100%}}@media (max-width: 640px){.hero-title{font-size:2rem}.hero-description{font-size:1rem}.hero-buttons .btn{padding:14px 24px;font-size:1rem}.hero-metric{padding:1.25rem 1rem}.hero-metric-value{font-size:1.125rem}.hero-metric-label{font-size:.8125rem}}.savings-calculator{background:linear-gradient(135deg,#f8f8f6,#f0eee5);position:relative}.calculator-card{max-width:750px;margin:0 auto;background:#fff;border-radius:16px;padding:3.5rem;box-shadow:0 4px 20px #2133561a;position:relative;border:1px solid #E5E5E0}.calculator-input-group{margin-bottom:3rem}.calculator-input-group label{display:block;font-weight:700;margin-bottom:1.5rem;color:var(--text-dark);font-size:1.15rem;font-family:Cormorant Garamond,serif}.calculator-input-group input[type=range]{width:100%;height:8px;border-radius:8px;background:#e5e7eb;outline:none;-webkit-appearance:none;margin-bottom:1.5rem;position:relative;cursor:pointer}.calculator-input-group input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;background:linear-gradient(135deg,var(--accent-gold),var(--secondary-light));cursor:grab;box-shadow:0 2px 8px #af945d4d;transition:all .2s ease;border:3px solid white}.calculator-input-group input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.1);box-shadow:0 4px 12px #af945d66}.calculator-input-group input[type=range]:active::-webkit-slider-thumb{cursor:grabbing}.calculator-input-group input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:linear-gradient(135deg,var(--accent-gold),var(--secondary-light));cursor:grab;border:3px solid white;box-shadow:0 2px 8px #af945d4d;transition:all .2s ease}.calculator-input-group input[type=range]::-moz-range-thumb:hover{transform:scale(1.1);box-shadow:0 4px 12px #af945d66}.price-display{text-align:center;font-size:2.2rem;font-weight:800;background:linear-gradient(135deg,var(--primary-color),var(--accent-gold));-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-family:Cormorant Garamond,serif;letter-spacing:-.02em}.calculator-results{display:flex;flex-direction:column;gap:1.5rem}.result-item{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.2rem;border-radius:8px;background:#f8f8f6}.result-label{font-size:1rem;color:var(--text-light);font-weight:600}.result-value{font-size:1.4rem;font-weight:800;font-family:Cormorant 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50px;opacity:.3}.not-found-content{text-align:center;position:relative;z-index:1;max-width:600px;margin:0 auto}.not-found-icon{color:#af945d4d;margin-bottom:2rem;animation:float 3s ease-in-out infinite}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-20px)}}.not-found-title{font-size:8rem;font-weight:900;color:#fff;margin-bottom:.5rem;line-height:1;letter-spacing:-.02em;text-shadow:0 4px 20px rgba(0,0,0,.3)}.not-found-subtitle{font-size:2rem;font-weight:700;color:#fff;margin-bottom:1rem}.not-found-description{font-size:1.1rem;color:#ffffffd9;margin-bottom:2.5rem;line-height:1.7}.not-found-actions{display:flex;gap:1rem;justify-content:center;margin-bottom:3rem;flex-wrap:wrap}.not-found-actions .btn{display:inline-flex;align-items:center;gap:.5rem;padding:14px 28px;font-size:1rem;font-weight:600;border-radius:8px;text-decoration:none;transition:all .3s ease;cursor:pointer}.not-found-actions .btn-primary{background:var(--accent-gold);color:#fff;border:2px solid var(--accent-gold)}.not-found-actions .btn-primary:hover{background:var(--secondary-light);border-color:var(--secondary-light);transform:translateY(-2px);box-shadow:0 8px 20px #af945d4d}.not-found-actions .btn-secondary{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.3)}.not-found-actions .btn-secondary:hover{background:#ffffff1a;border-color:#ffffff80;transform:translateY(-2px)}.not-found-links{background:#ffffff14;padding:2rem;border-radius:12px;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.1)}.helpful-links-title{font-size:.95rem;color:#ffffffb3;margin-bottom:1rem;font-weight:600;text-transform:uppercase;letter-spacing:.5px}.helpful-links{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:.75rem}.helpful-links li a{display:block;padding:.75rem 1rem;background:#ffffff0d;border-radius:8px;color:#fff;text-decoration:none;font-weight:500;transition:all .3s ease;border:1px solid rgba(255,255,255,.1)}.helpful-links li a:hover{background:#af945d33;border-color:var(--accent-gold);transform:translate(4px)}@media (max-width: 768px){.not-found-title{font-size:5rem}.not-found-subtitle{font-size:1.5rem}.not-found-description{font-size:1rem}.not-found-actions{flex-direction:column;align-items:stretch}.not-found-actions .btn{width:100%;justify-content:center}.helpful-links{grid-template-columns:1fr}.not-found-links{padding:1.5rem}}@media (max-width: 480px){.not-found-title{font-size:4rem}.not-found-icon svg{width:80px;height:80px}}.rules-page{min-height:100vh}.rules-hero-section{background:linear-gradient(135deg,#e3f2fd,#f8fafc,#fff);padding:5rem 0 4rem;position:relative;overflow:hidden;text-align:center}.rules-hero-section:before{content:"";position:absolute;top:-30%;right:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(33,150,243,.08) 0%,transparent 70%);border-radius:50%;z-index:0}.rules-hero-section:after{content:"";position:absolute;bottom:-20%;left:-10%;width:450px;height:450px;background:radial-gradient(circle,rgba(100,181,246,.06) 0%,transparent 70%);border-radius:50%;z-index:0}.rules-intro{position:relative;z-index:1;max-width:900px;margin:0 auto}.rules-intro h1{font-size:3rem;margin-bottom:1.5rem;color:#1e3a8a;font-weight:800;letter-spacing:-.02em}.rules-intro .intro-lead{font-size:1.25rem;line-height:1.8;color:#334155;font-weight:400}.rules-content-section{padding:4rem 0 5rem;background:#fff}.rules-content{max-width:800px;margin:0 auto}.rules-block{margin-bottom:3rem;padding-bottom:2.5rem;border-bottom:1px solid #e2e8f0}.rules-block:last-of-type{border-bottom:none;margin-bottom:2rem;padding-bottom:0}.rules-block h2{font-size:1.5rem;margin-bottom:1.5rem;color:#1e3a8a;font-weight:700;letter-spacing:-.01em}.rules-block p{font-size:1rem;line-height:1.8;color:#475569;margin-bottom:1rem}.rules-block p:last-child{margin-bottom:0}.rules-block strong{color:#1e3a8a;font-weight:600}.rules-block ul{list-style:none;padding:0;margin:0 0 1rem}.rules-block ul li{position:relative;padding-left:1.5rem;font-size:1rem;line-height:1.8;color:#475569;margin-bottom:.5rem}.rules-block ul li:before{content:"•";position:absolute;left:.25rem;color:#2196f3;font-weight:700;font-size:1.2rem;line-height:1.8}.rules-updated{text-align:center;padding-top:2rem;border-top:2px solid #e2e8f0}.rules-updated p{font-size:.95rem;color:#94a3b8;font-weight:500;font-style:italic}@media (max-width: 968px){.rules-hero-section{padding:4rem 0 3rem}.rules-intro h1{font-size:2rem}.rules-intro .intro-lead{font-size:1.125rem}.rules-content-section{padding:3rem 0 4rem}.rules-block h2{font-size:1.25rem}.rules-block{margin-bottom:2rem;padding-bottom:2rem}}.app{min-height:100vh;display:flex;flex-direction:column}main{flex:1}.container{max-width:1200px;margin:0 auto;padding:0 28px}.section{padding:90px 0;position:relative}.section-title{font-size:2.75rem;margin-bottom:1rem;color:var(--text-dark);text-align:center;font-weight:800;letter-spacing:-.01em;line-height:1.2}.section-subtitle{font-size:.875rem;text-transform:uppercase;color:var(--accent-gold);font-weight:700;letter-spacing:1.5px;margin-bottom:.8rem;text-align:center;position:relative;display:inline-block;left:50%;transform:translate(-50%)}.section-subtitle:before,.section-subtitle:after{content:"";position:absolute;top:50%;width:30px;height:2px;background:var(--accent-gold)}.section-subtitle:before{right:calc(100% + 10px)}.section-subtitle:after{left:calc(100% + 10px)}.section-description{font-size:1.08rem;color:var(--text-light);max-width:720px;margin:0 auto 3rem;text-align:center;line-height:1.7;font-weight:400}.btn{display:inline-block;padding:14px 30px;border-radius:12px;font-weight:600;font-size:1rem;transition:all .3s ease;border:none;cursor:pointer;font-family:Cormorant Garamond,serif;letter-spacing:.2px}.btn-primary{background:var(--primary-color);color:#fff;box-shadow:0 10px 22px #21335633}.btn-primary:hover{background:var(--accent-gold);transform:translateY(-2px);box-shadow:0 14px 26px #af945d59}.btn-secondary{background-color:#fff;color:var(--primary-color);border:1px solid rgba(33,51,86,.22);box-shadow:0 6px 18px #21335614}.btn-secondary:hover{background:var(--accent-gold);color:#fff;border-color:var(--accent-gold);transform:translateY(-2px);box-shadow:0 4px 16px #af945d4d}.btn-large{padding:16px 40px;font-size:1.05rem}@media (max-width: 768px){.section{padding:70px 0}.section-title{font-size:2rem}.section-subtitle:before,.section-subtitle:after{width:25px}.section-description{font-size:1.05rem}.btn{padding:13px 28px}.btn-large{padding:15px 36px}}:root{--primary-color: #213356;--primary-dark: #172440;--secondary-color: #AF945D;--secondary-light: #c9b388;--accent-gold: #AF945D;--text-dark: #213356;--text-light: #787876;--bg-light: #F4F1EA;--bg-cream: #EBE4D6;--bg-white: #ffffff;--border-color: #d9d1c2;--success-color: #6b9d5e}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Cormorant Garamond,Georgia,serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;color:var(--text-dark);line-height:1.6;font-size:1.05rem}code{font-family:source-code-pro,Menlo,Monaco,Consolas,Courier New,monospace}h1,h2,h3,h4,h5,h6{font-family:Cormorant Garamond,Georgia,serif;line-height:1.2;font-weight:700}a{text-decoration:none;color:inherit}button{cursor:pointer;border:none;font-family:inherit}img{max-width:100%;height:auto;display:block}